Loan Rates Table 

Term Rate
Vehicle Loan Rates - New and Used
36 months 2.99% - 16.99%
48 months 2.99% - 16.99%
60 months* 2.99% - 16.99%
72 months** 2.99% - 12.29%
84 months** 2.99% - 13.29%
Other Secured Loans
36 months 5.29% - 18.00%
48 months 5.29% - 18.00%
60 months 5.29% - 18.00%
72 months 5.29% - 18.00%
84 months 5.29% - 18.00%
Personal Loans
36 months 7.99% - 18.00%

The rates shown for vehicles, other secured, and personal loans are annual percentage rates (APR).

Regular share and share certificate secured rates are the same as the minimum rate for the applicable term.

*The minimum loan amount for a 60 month used vehicle (current year or up to three years prior) is $15,000.

** The minimum loan amount for a 72 month vehicle loan is $20,000 and for 84 month vehicle loan is $30,000.

Other secured rates include new and used boats, new and used motorcycles, and new and used RVs and campers and the minimum loan amount for a term of 60 months or longer is $18,000.

 

Fixed Rate Home Equity Loan Rates

Loan to Value Rate
Up to 80% 5.25% - 8.75%
Up to 90% 5.75% - 9.75%
Up to 100% 6.75% - 10.75%

 

Loan Amount Minimum Repayment Period Maximum Repayment Period
$10,000 - $15,000 36 months 72 months
$15,000 - $30,000 36 months 120 months
$30,000 - $70,000 36 months 180 months
Above $70,000 36 months 300 months

 

Amount of Loan Payment Per $1000 Borrowed

  At 5.25% At 8.75% At 5.75% At 9.75% At 6.75% At 10.75%
For 36 months $30.31 $31.68 $30.31 $32.15 $30.76 $32.62
For 72 months $16.46 $17.90 $16.46 $18.40 $16.93 $18.91
For 120 months $10.98 $12.53 $10.98 $13.08 $11.48 $13.63
For 180 months $8.30 $9.99 $8.30 $10.59 $8.85 $11.21
For 300 months $5.99 $8.22 $6.29 $8.91 $6.91 $9.62